Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.